Posts Tagged ‘ Insurance Coverage ’

Steve Jobs, Obesity, and a Call to Insurance Companies to Stop Delaying Patients from receiving Life Saving Surgery

November 10, 2011
By Mark Fusco MD

Like many “techy” types in my  generation, I have started reading the Steve Jobs biography. One of the revelations that has come to light from the book is the fact that Mr. Jobs delayed having potentially life saving surgery for nine months while he tried to treat his cancer with diet and lifestyle treatments. For those of you who are not familiar with the medical issues surrounding his story, he was undergoing a CT scan for another reason when a mass was found in his pancreas. This mass had the characteristics of a cancer so very quickly he underwent a needle biopsy of the mass. The most common form of pancreatic cancer, adenocarcinoma, is very fast growing, often is only found after it has spread extensively, and has a very low surgical cure rate. This is the type of cancer that very quickly killed the actor Michael Landon. Depending on how old you are, he was ‘Little Joe” on Bonanza or the father on Little House on the Prairie.  When Mr. Jobs had his biopsy the doctors found a rarer form of pancreatic cancer called neuroendocrine tumor. These tumors tend to be slow growing, and in the early stages, often can be cured surgically. Rather than have surgery immediately as his doctors recommended, Mr. Jobs spent nine months treating his cancer with diet and holistic therapies. When he subsequently had surgery, his tumor had spread. This prompted additional chemotherapy and subsequent repeat surgery with liver removal and a liver transplant. In spite of this, his tumor returned which lead to his early death this past month.

Of course there is no way to know if his outcome would have been different if he had his surgery at the time of his diagnosis. There is a phenomenon in social psychology that shows us that when people make a choice that subsequently turns out badly, they assume the other choice would have turned out better. This of course is not necessarily the case.  Suffice it to say, however, that most medical professionals, and subsequently Mr. Jobs himself feel as though there is a chance things would have turned out better with timely surgery.

As I reflect on this story, it occurs to me that insurance companies are everyday imposing a delay in potentially lifesaving weight loss surgery.  Obesity is a serious chronic medical condition that leads to a whole host of medical problems and premature death. There are very strong genetic predispositions with multiple environmental and lifestyle causative factors. The same can also be said of cancer. Once a patient suffers from severe obesity (BMI greater than 35) nonsurgical treatments have a very low success rate. (less than 5% of people can maintain sustained weight loss). Obesity surgery is safe and effective treatment for obesity, and has been shown to prolong life and improve health.

Increasingly many insurance companies have instituted requirments for weight loss surgery that require patients to have a formalized “six month diet history” prior to approval for surgery.  This usually involves monthly visits with the patient’s physician. To make patients do a formalized “diet history” presumes that some of the patients who come to us for surgery have never tried nonsurgical attempts at weight reduction so that by making them do the six month diet history you can find that lucky 5% that will lose weight without surgery. This notion is of course ludicrous. I recently spoke on the phone with an insurance company medical director attempting to advocate for my patient who had a poorly documented diet history. This medical director indicated that he felt that the fact the patient did not have consecutive months of diet history visits was an indicator of poor prognosis with weight loss surgery. I am aware of no data that supports this assertion. A few years ago we examined our weight loss database and compared our patients who had insurances that required a six month diet history with those that didn’t. We found there was NO difference in weight loss. Insurance companies have instituted these policies with little to no data to support their benefit. This is particularly galling when you consider the tremendous amount of supportive research data that was required to have insurance companies cover weight loss surgery.

Readers of this blog will know that I am not in favor of anyone having surgery if they are not ready to make the significant dietary, activity, and behavioral modifications needed to have success with weight loss surgery
. But when they are ready, delaying surgery six months (or nine months) is not right.

This blog post typed on a MacBook Air. RIP Steve Jobs.

The Process of Changing Your Life: Your First LifeShape Appointment, By: Kathy Blair, LifeShape Insurance & Financial Advocate AND PATIENT!

February 23, 2011
By Ashley

So, you might ask, how is the first appointment at LifeShape completely life changing? Adjustable Gastric Band Surgery not only offers you a way to achieve your health & wellness goals, but insurance companies are also stepping up to provide you with healthy long-term weight loss attainability. After attending a LifeShape Free Informational Seminar, you will call our office to schedule your first appointment. This appointment will lead you in your journey to obtain LapBand and will begin to initiate the insurance approval process. During this appointment Dr. Fusco will meet with you and determine whether you are a candidate for surgery.  I will then sit down and go over your insurance plan individual requirements – step by step.  Your insurance determines how long it will be before you are able to get your band… some plans have very simple rules of approval, but most plans have extensive processes that take an average of six months to obtain approval.  If you have an insurance with an easy approval – lucky you! If you have an insurance with a difficult approval –lucky you!!  As I tell everyone that has a six month process through their insurance, it goes by much quicker than you think. What I have observed over the years is that each patient leaves the first appointment with hope… finally… a starting point for your weight loss, the tool to change your life.

My story & I am a LapBand Patient:

I joined the LifeShape team in the second year. I have an extensive background in insurance.  (I remember when we used to mail descriptions of surgeries with an invoice to insurances for reimbursement!) Since then, insurance rules have evolved drastically .When I joined our center, I thought I would be able to help potential Lifeshape patients navigate the complex maze of insurance approval.  Dr. Fusco at that point in time had placed 68 bands. Dr. Fusco has now placed 850 bands and I have been instrumental in scheduling every band. There are not many insurance groups that I am not able to quote their bariatric policies. Sometimes with some particular insurances that I know have given me incorrect information, I find myself explaining to their Member Services what their own policy is!! It is also important to know that I am band patient number 141 in our 850. And yes, I scheduled myself and followed the same process I had guided so many others through.  My brother and his wife were bands 756 and 757… they came to us from the Midwest after they researched their local bariatric practices and found our program much more to their satisfaction.

I stay healthy and fit with my band and have competed in many races since then.  

I believe in our program, I’ve experienced it, I live it every day and see how a person’s whole life changes from that single first appointment…..